(1) | Cases where disclosure is allowed by laws and ordinances. |
(2) | Cases where disclosure is required by laws and ordinances. |
(3) | Cases where disclosure is necessary to protect a person’s life, physical well being or assets, and it is difficult to obtain consent from the owner of the information. |
(4) | Cases where disclosure is required by a public institution such as a police department, a prosecutor, a court or a consumer advocate. |